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Coverage and value fit for an entrepreneur

KARLENE MEDINA :: Tonik member, Los Angeles, California

Photo of Tonik member and small business owner Karlene Medina in Los Angeles, California.
Tonik member and small business owner Karlene Medina in Los Angeles, California.
When Karlene Medina, 28, left her job in mid-2007 to start her own recruiting company for technical professionals, she faced a daunting choice: continue with her current health plan using COBRA coverage, or seek out a new plan better suited to her needs.

Karlene researched plans and ultimately chose a Tonik plan offered by Anthem Blue Cross of California.

“I did some homework, and it was a nightmare looking for different plans,” Karlene said. “Tonik individual plans are simple and straightforward. I especially liked that there was all-in-one coverage, which included medical, dental and vision benefits. Good coverage plus a good price equals good value.

“I was relieved to find the search worth my time,” Karlene said. “Anthem Blue Cross is ahead of the other insurance companies when it comes to targeting young adults who need health coverage.

“The Web site is very user-friendly. The plan details were easy to comprehend and the application process flowed quite well,” Karlene said. “Also, it was fairly simple for customers who use in-state providers. Once a person exceeds the deductible, 100 percent of hospital and physician expenses are covered.”

 

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